Monday, November 3, 2025

Insurance Policy for Karnataka State Newspaper Delivery Workers

Karnataka State Newspaper Delivery Workers Accident Compensation and Medical Benefit Scheme 

Newspaper delivery workers are unorganized and engaged in part-time profession. This scheme has been formulated to provide compensation to them in case of accidents while delivering newspapers to the readers' homes. The basic objective of the scheme is to provide social security to these workers by providing accident compensation and medical facilities.


Eligibility for availing the facility

  •  Should be resident of Karnataka
  •  Must be between the ages of 16 and 70 years
  • Should be registered under the category of News Paper Boy on the Central Government's e-Shram portal.
  • Must not be an income tax payer
  • Should not have ESI and PF facility.

Documents must be submitted in case of an accident

  • Identity card registered on e-Crum portal
  •  Employment certificate in the prescribed format
  •  Copy of FIR
  •  In case of death, death certificate and postmortem report
  •  Original hospital bills, original discharge summary in hospital expense reimbursement cases
  • Government Medical Impairment Certificate ( Impairment Case
  • Genealogy certificate from the Revenue Department (in case of death)
  •  Ration card (if available)
  •  Beneficiary's Aadhaar card copy
  • Aadhar card and passport of this nominee/beneficiary
  • Passbook copy
  • Other documents required

Facilities available under this scheme

  •  If death occurs due to accident: Rs. 2.00 lakh
  •  Up to 2.00 lakhs in case of permanent disability due to accident (based on percentage of disability)
  •  Hospital expenses reimbursement up to Rs. 1 lakh in case of accident, terminal illness or serious illness

To apply/know more Click here

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